POLICYOWNER – INDIVIDUAL   Back to Top

LIFECASH® BENEFITS

• Create current liquidity from an otherwise dormant asset.
• Provide funds that can be reinvested in other financial resources.
• Capitalize on current investment opportunities.
• Eliminate costly premium payments on a policy that is no longer wanted or needed.
• Allows you to receive more than the cash value of a policy.
• Create a tax efficient solution.
• Facilitate the transfer of assets to family members and future generations.
• Fund the purchase of a survivorship policy.
• Fund a deferred compensation program.
• Buy back stock from a partner or a stockholder.
• Purchase additional securities, mutual funds or annuities as long term investments.
• Fund the purchase of long term care insurance or other asset protection tools.
• Fund a charitable gift, charitable lead trust, charitable remainder trust or gift annuity.

• Personal Changes. Please review the Notice of Disclosure prior to selling any policy.
• Business Changes.
• Estate Planning Changes.
• The key word is CHANGE–
• where the original intent for getting the policy has changed and/or
• where the policy is no longer necessary nor wanted due to change in circumstances and/or
• where there is change due to updating of a Financial Plan.

• Seller - the Policyowner. Please review the Notice of Disclosure prior to selling any policy.
• Buyer – the Buyer becomes the Owner, Beneficiary and Premium Payer.
• Broker – the Mediator for marketing the concept and closing the sale.

• Case Qualification Form – If you are not sure as to whether you have a case or not please complete the Case Qualification Form or download the Case Qualification file.
• Case Submission Forms – Please download the forms and forward to this office.

• We would like to keep in touch with you and completing the Registration section helps us to do that.
• Free downloads - for up dated materials including Power Point presentations.

LEGAL & TAX INFORMATION – ON REQUEST ONLY     email request

• Why Capital Gains Tax is applicable to Proceeds to the Policyowner.
• Why LifeCash® is NOT a Viatical Settlement.
• Why LifeCash® is NOT a Security.

LIFECASH® BENEFITS

• Release cash from an otherwise dormant asset.
• Eliminate premium costs.
• Eliminate administration costs.
• Increase cash flow.
• Impact the bottom line.
• Better utilization of resources.

• A policy previously purchased to finance a buy/sell agreement that is no longer needed.
• A key man policy is no longer necessary.
• A policy(s) that is entangled in litigation among business partners.
• Policies on individuals who have retired or resigned.
• Policies where premiums are excessive and no longer affordable.
• Bankruptcy - where the business must sell assets to pay creditors.
• The business may be subject to a takeover and the new corporation may want to change the present program.
• The business owns policies purchased to fund deferred compensation or retiree benefit programs after such programs have been changed.

• Seller - the Policyowner. Please review the Notice of Disclosure prior to selling any policy.
• Buyer – the Buyer becomes the Owner, Beneficiary and Premium Payer.
• Broker – the Mediator for marketing the concept and closing the sale.

• Case Qualification Form – If you are not sure as to whether you have a case or not please complete the Case Qualification Form or download the Case Qualification file.
• Case Submission Forms – Please download the forms and forward to this office.

• We would like to keep in touch with you and completing the Registration section helps us to do that.
• Free downloads - for up dated materials including Power Point presentations.

LEGAL & TAX INFORMATION – ON REQUEST ONLY     email request

• Why Capital Gains Tax is applicable to Proceeds to the Policyowner.
• Why LifeCash® is NOT a Viatical Settlement.
• Why LifeCash® is NOT a Security.